Welcome to Our Financing Department

Complete our Finance Application

Your privacy is important to us.

Elhart Automotive Campus takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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  • 100% Non-Recourse
  • 100% Guaranteed Approval - Minimum Beacon ScoreNo minimum job time
  • No minimum residence time
  • 25% payment income
  • NO debt to income!
  • Multiple open autos
  • Multiple repos
  • $800/mo minimum income
  • $650 fixed income
  • Non-related Co-signers OK - Do not have to live together
  • Military
  • Unemployed (With unemployment income)
  • SSE/Disability
  • Temp employment/Dealer employees
  • Self employed (with 2 months bank statements or cancelled checks)
  • Chapter 7 bankruptcy
  • ITIN applicants
  • NO discount fees
  • Out of state customers
  • No max mileage and 15 year old vehicles (and newer!)

Buy or Lease Your Next Car at the Elhart Automotive Campus! 

When you buy a car at Elhart Automotive Campus, you're buying from a business that's been run from the same family since 1965. That's over 55 years of the same family owning and operating it. This experience makes us uniquely suited for our customers, as we want to keep them coming back year after year, generation after generation. We're proud that we've sold cars to young adults who grew up and then brought their kids for their first car, too.

 Our complete campus includes Nissan, Kia, GMC, Hyundai, and Genesis campuses closely connected. We also offer service and repairs through our expert technicians. This gives our customers the ability to shop around in a single location and find the best car for their needs. We can also help you finance your vehicle with competitive prices and rates that help make car ownership possible.

Top Reasons to Finance Your Vehicle

Some people prefer to buy their vehicles in cash. However, this isn't a real possibility for most people, and even those that can afford may find that they receive greater benefits through financing.

Our finance rates are extremely competitive. This, of course, benefits our customers in many ways. Those looking to pay in cash can instead find another use for that lump sum while keeping their monthly payments low. Some may even find a savings or investment account that offers them a higher return than their interest rate in which to deposit their lump sum, thus canceling out what they're paying in interest.

Low-interest rates also help those who were planning on financing already. It keeps monthly payments down and creates flexibility when determining the length of the loan. Generally, shorter terms will have higher monthly payments but lower interest rates. Longer terms will have lower monthly payments, but slightly higher interest rates. If interest rates are low, to begin with, this means someone may be able to take out a long-term loan without having to pay back a lot in interest.

Financing also makes it easier to purchase a better car. Those looking to pay in cash will be limited to what they can pay in full. So, if you have $5000 to spend, you can only afford a car that costs less than $5000. This will be an older car that may lack key features.

However, if you turn that amount, or even just part of it into a down payment, you can purchase a newer car with more features. By choosing to finance your car, you've unlocked the possibility of a vehicle that better fits your needs and one that comes with fewer miles on it. This could potentially save you money down the road when it comes to repairs and maintenance.

So, if financing a vehicle can help keep costs low and give you the ability to buy a better car, why not do it? Our in-house financing team is designed to help you find the car of your dreams at a price you can afford.

Why Elhart Automotive Campus for Car Financing

At Elhart Automotive Campus, we truly care about our customers. We want to be your one-stop-shop for purchasing, financing, and servicing. That's why our campus isn't just a dealership or a repair shop; it's everything you need to buy, own, and maintain a vehicle.

If you're ready to see what we can offer, make sure to stop by our campus today. Our address is 822 Chicago Drive in Holland, Michigan. If you'd like to call us beforehand to see what we have in stock, you can reach our Nissan and Kia campus at 888-617-8632 or our GMC, Hyundai, and Genesis campus at 888-456-4921.

Your privacy is important to us.

Elhart Automotive Campus takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact

Elhart Automotive Campus

822 Chicago Drive
Directions Holland, MI 49423

  • GMC/Hyundai/Genesis: (616) 396-0441
  • Nissan/Kia: (616) 396-0441
  • Fixer Upper : (616) 396-0441
  • Service: (616) 396-0441

Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-5:30pm
  • Wednesday 9:00am-5:30pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-5:30pm
  • Saturday 9:00am-2:00pm
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-5:30pm
  • Wednesday 9:00am-5:30pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-5:30pm
  • Saturday 9:00am-2:00pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:30am-8:00pm
  • Tuesday 7:30am-5:30pm
  • Wednesday 7:30am-5:30pm
  • Thursday 7:30am-8:00pm
  • Friday 7:30am-5:30pm
  • Saturday Closed
  • Sunday Closed

Service Dept. Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-5:30pm
  • Wednesday 9:00am-5:30pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-5:30pm
  • Saturday 9:00am-2:00pm
  • Sunday Closed